I love finding ways to turn classic desserts into breakfast, and these banana cream pie overnight oats do exactly that.
They combine all the creamy, sweet, dreamy flavors of traditional banana cream pie but in a healthy, no-fuss breakfast format.
Just mix everything together the night before, toss it in the fridge, and wake up to a breakfast that tastes like dessert but actually fuels your morning.
The best part? You get that signature banana cream flavor without any baking, waiting for pies to cool, or dealing with finicky pastry cream.
These oats are packed with real bananas, vanilla, and a touch of cinnamon that brings it all together.
They’re naturally sweet, incredibly satisfying, and so easy that they’ll become your new go-to breakfast when you want something special without the effort.
| Quick Recipe Summary | |
|---|---|
| Prep Time | 5 minutes |
| Cook Time | 0 minutes (overnight chill) |
| Total Time | 8 hours 5 minutes |
| Servings | 2 servings |
| Difficulty Level | Easy |

Why You’ll Love This Banana Cream Pie Overnight Oats
These overnight oats check every single box for the perfect breakfast. They taste like an indulgent treat but are actually loaded with fiber, potassium, and sustained energy to power you through your morning.
The texture is incredibly creamy and smooth, thanks to the mashed banana and Greek yogurt working together.
You get little pockets of fresh banana throughout, giving you that authentic banana cream pie experience in every spoonful.
Here’s what makes them absolutely irresistible:
- Tastes like dessert for breakfast: All the flavors of banana cream pie without the guilt
- Zero morning prep: Everything happens while you sleep
- Naturally sweetened: The bananas provide most of the sweetness, so you barely need any added sugar
- Customizable: Easy to adjust the sweetness, texture, and toppings to your preferences
- Meal prep friendly: Make several jars at once for grab-and-go breakfasts all week
- Budget-friendly: Uses simple, affordable ingredients you probably already have
You might also enjoy: Cinnamon Roll Overnight Oats
Ingredients for Banana Cream Pie Overnight Oats
These banana cream pie overnight oats come together with basic pantry staples and fresh bananas.
The combination creates that signature cream pie flavor while keeping everything wholesome and nutritious.
- 1 cup old-fashioned rolled oats
- 1 cup milk (dairy or non-dairy)
- ½ cup Greek yogurt
- 1 large ripe banana, mashed (about ½ cup)
- 1 tablespoon chia seeds
- 1 tablespoon maple syrup or honey
- 1 teaspoon vanilla extract
- ¼ teaspoon ground cinnamon
- Pinch of salt
- 1 banana, sliced (for topping)
- Whipped cream (optional, for topping)
- Vanilla wafer cookies, crushed (optional, for topping)
Kitchen Equipment Needed
You need very minimal equipment for this recipe, which is part of what makes it so appealing for busy mornings. Everything can be mixed in one container and stored in the same jar you’ll eat from.
- Mason jars or airtight containers (16 oz capacity)
- Mixing bowl
- Fork (for mashing banana)
- Measuring cups and spoons
- Spoon for stirring
Read Also: Apple Pie Overnight Oats Recipe
Recommended Products for This Recipe
These are products I personally use and recommend to make your banana cream pie overnight oats even better. Each one genuinely improves the final result.
1. Ball Wide Mouth Mason Jars
I use these 16-ounce jars for all my overnight oats because the wide mouth makes it so much easier to mix everything together and eat straight from the jar.
They’re glass, so they don’t absorb odors or stains, and they stack perfectly in the fridge for meal prep. Plus, they look cute on your counter if you’re into that.
2. Bob’s Red Mill Organic Rolled Oats
The quality of your oats makes a huge difference in overnight oats, and Bob’s Red Mill organic oats have the perfect texture.
They soften beautifully overnight without getting mushy, and they have a slightly nutty flavor that complements the banana cream perfectly. I always keep a big bag in my pantry.
3. Madagascar Vanilla Extract
Since vanilla is such a key flavor in banana cream pie, using high-quality vanilla extract really elevates these oats.
Madagascar vanilla has that rich, sweet, creamy flavor that makes these taste like actual dessert. A little goes a long way, and one bottle lasts forever.
4. Organic Chia Seeds
Chia seeds add incredible creaminess and help thicken the oats to that perfect pudding-like consistency.
They also pack in omega-3s and fiber. Organic chia seeds tend to be cleaner and expand more consistently, giving you better texture every time.

Step-by-Step Instructions: How to Make Banana Cream Pie Overnight Oats
1. Mash the Banana
- Take one ripe banana and peel it completely
- Place it in a medium mixing bowl
- Use a fork to mash it thoroughly until mostly smooth with just a few small lumps remaining
- You want it broken down enough that it will mix easily with the other ingredients
- A riper banana will mash more easily and provide more natural sweetness
2. Mix the Wet Ingredients
- Add the milk to the bowl with the mashed banana
- Add the Greek yogurt, which will create that creamy, thick texture
- Pour in the maple syrup or honey for sweetness
- Add the vanilla extract for that signature cream pie flavor
- Whisk or stir everything together until well combined and relatively smooth
- The mixture should look creamy and uniform in color
3. Add the Dry Ingredients
- Add the rolled oats to the wet mixture
- Sprinkle in the chia seeds, which will help thicken everything overnight
- Add the ground cinnamon for warmth and depth of flavor
- Add a pinch of salt to balance the sweetness and enhance all the flavors
- Stir everything together thoroughly, making sure all the oats are coated with the liquid
- Scrape down the sides of the bowl to ensure nothing is missed
4. Divide and Store
- Divide the mixture evenly between two mason jars or airtight containers
- Use a spoon to transfer the mixture and tap the jars gently on the counter to remove air bubbles
- Make sure the oats are submerged in the liquid
- If the mixture seems too thick, add a splash more milk
- Seal the jars or containers with their lids tightly
5. Refrigerate Overnight
- Place the sealed jars in the refrigerator
- Let them chill for at least 6 hours, though 8 hours or overnight is ideal
- During this time, the oats will absorb the liquid and soften completely
- The chia seeds will expand and create a thick, pudding-like consistency
- The flavors will meld together beautifully as they sit
6. Add Toppings and Serve
- Remove the jars from the refrigerator when ready to eat
- Give the oats a good stir to redistribute everything
- Slice a fresh banana and arrange the slices on top
- Add a dollop of whipped cream if desired for that authentic pie experience
- Sprinkle with crushed vanilla wafer cookies for crunch and extra flavor
- You can enjoy them cold straight from the fridge or let them sit at room temperature for 10 minutes if you prefer
Another favorite: Pumpkin Pie Overnight Oats Recipe
Tips for The Best Banana Cream Pie Overnight Oats
Getting the perfect texture and flavor is easy once you know a few tricks. These tips will help you nail it every single time.
- Use very ripe bananas: The riper your banana, the sweeter and more flavorful your oats will be, plus they mash more easily
- Adjust the liquid ratio: If you prefer thicker oats, reduce the milk slightly; for thinner, more porridge-like oats, add a bit more
- Don’t skip the chia seeds: They’re crucial for getting that creamy, pudding-like texture
- Taste before refrigerating: Everyone’s sweetness preference is different, so taste the mixture and add more maple syrup if needed
- Use full-fat Greek yogurt: It creates a much creamier texture than low-fat versions
- Let them sit long enough: Six hours minimum is necessary for the oats to fully soften
- Stir before eating: The ingredients can separate slightly overnight, so give them a good mix
- Add toppings right before eating: Fresh banana and cookies will stay crisp and fresh if added just before serving
Serving Suggestions

These banana cream pie overnight oats are delicious on their own, but you can easily dress them up or pair them with other breakfast items for a complete morning meal.
Serve them alongside a cup of freshly brewed coffee or tea for a balanced breakfast. The oats are filling enough to be a complete meal, but if you’re extra hungry, pair them with a protein-rich side like scrambled eggs or turkey sausage.
Top with:
- Extra fresh banana slices arranged in a pretty pattern
- A generous swirl of whipped cream
- Crushed vanilla wafers or graham crackers for crunch
- A drizzle of caramel sauce for extra indulgence
- Chopped toasted pecans or walnuts
- A sprinkle of chocolate chips
- Fresh berries for a fruity twist
- A dusting of cinnamon or cocoa powder
This pairs beautifully with my Spiced Apple Cider for a cozy fall breakfast.
Variations of Banana Cream Pie Overnight Oats
Once you master the basic recipe, try these fun variations to keep things interesting throughout the week. Each one puts a different spin on the classic flavor.
- Chocolate Banana Cream: Add 1-2 tablespoons of cocoa powder to the base mixture for a chocolate banana version
- Peanut Butter Banana: Swirl in 2 tablespoons of peanut butter for extra protein and flavor
- Coconut Cream Banana: Use coconut milk instead of regular milk and top with toasted coconut flakes
- Protein-Boosted: Add a scoop of vanilla protein powder to increase the protein content
- Caramel Banana: Drizzle with caramel sauce and sprinkle with sea salt before serving
- Berry Banana: Add a handful of fresh or frozen berries for extra antioxidants
- Nutty Banana: Mix in chopped walnuts or pecans for healthy fats and crunch
- Tropical Twist: Add a splash of coconut extract and top with pineapple chunks
Read Also: Gingerbread Overnight Oats Recipe
Storage and Reheating
Proper storage keeps your overnight oats fresh and delicious for several days. These are perfect for meal prep, so you can make a big batch at once.
Store prepared overnight oats in airtight containers or mason jars in the refrigerator for up to 5 days. Keep the toppings separate if meal prepping and add them fresh each morning for the best texture.
Storage tips:
- Always store in sealed containers to prevent the oats from absorbing other refrigerator odors
- Write the date on the container so you know when you made them
- Store toppings like fresh banana and whipped cream separately
- If the oats get too thick after a few days, stir in a splash of milk to loosen them
- You can freeze overnight oats for up to 3 months, though the texture may change slightly
- Thaw frozen oats in the refrigerator overnight before eating
- These are meant to be eaten cold, so no reheating is necessary
Nutritional Facts
Per serving (based on 2 servings, without optional toppings):
- Calories: 380
- Total Fat: 8g
- Saturated Fat: 2g
- Cholesterol: 10mg
- Sodium: 120mg
- Total Carbohydrates: 65g
- Dietary Fiber: 10g
- Sugars: 24g
- Protein: 15g
- Potassium: 650mg
- Calcium: 250mg
- Iron: 3mg
Health Benefits of Key Ingredients
Every ingredient in these overnight oats brings something beneficial to the table. This breakfast isn’t just delicious; it’s actually nourishing your body.
These oats provide a perfect balance of complex carbohydrates, protein, and healthy fats to keep you satisfied for hours.
The combination of ingredients supports digestive health, heart health, and steady energy levels throughout your morning.
Key benefits:
- Rolled oats: High in soluble fiber, which helps lower cholesterol and stabilizes blood sugar levels
- Bananas: Excellent source of potassium, vitamin B6, and vitamin C, supporting heart and muscle function
- Greek yogurt: Packed with protein and probiotics that support gut health and keep you full
- Chia seeds: Rich in omega-3 fatty acids, fiber, and protein, promoting heart health and digestion
- Cinnamon: Contains antioxidants and has anti-inflammatory properties that may help regulate blood sugar
- Milk: Provides calcium, vitamin D, and additional protein for strong bones
- Maple syrup: Contains some minerals and antioxidants, unlike refined sugar
For a lighter option, try: Cranberry Orange Overnight Oats Recipe

FAQs About Banana Cream Pie Overnight Oats
1. Can I use instant oats instead of rolled oats?
I don’t recommend using instant oats for this recipe because they’ll become too mushy overnight.
Instant oats are already partially cooked and broken down, so they absorb liquid much faster and lose their texture completely when soaked for several hours.
Stick with old-fashioned rolled oats for the best consistency.
2. How long do overnight oats need to soak?
The minimum soaking time is about 6 hours for the oats to fully soften and absorb the liquid.
However, 8 to 12 hours is ideal for the best texture and flavor development. You can leave them in the fridge for up to 5 days, so they continue to be good even after the initial overnight period.
3. Can I make these dairy-free?
Absolutely! Just swap the regular milk for your favorite non-dairy alternative like almond milk, oat milk, or coconut milk.
Use a dairy-free yogurt alternative such as coconut yogurt or almond yogurt. The recipe works beautifully with all these substitutions.
4. Why are my overnight oats too thick or too runny?
The oat-to-liquid ratio determines the final consistency. If your oats are too thick, simply stir in a splash more milk until you reach your desired texture.
If they’re too runny, you either didn’t use enough oats or chia seeds, or they didn’t soak long enough.
Try adding a tablespoon more oats or chia seeds and let them sit for another hour or two.
5. Can I warm up overnight oats?
Yes, you can! While they’re traditionally served cold, you can absolutely warm them up if you prefer.
Transfer them to a microwave-safe bowl and heat in 30-second intervals, stirring between each, until warmed through.
You can also warm them gently on the stovetop over low heat, stirring frequently and adding a splash of milk if needed.
Conclusion
These banana cream pie overnight oats have completely changed my morning routine. They give me that sweet, indulgent breakfast I crave without any of the guilt or time commitment of actual baking.
I hope you love them as much as I do. Give this recipe a try tonight, and you’ll wake up to a breakfast that feels like a treat but actually fuels your day.
Drop a comment below and let me know what toppings you choose or any fun variations you come up with.

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- Eggnog Overnight Oats Recipe
- Sugar Cookie Overnight Oats Recipe
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